Fast Eddie's Pier IV

the north wind is howling across the bay, towards the island home / it is winter in the subtropics, cold enough to put a jacket on / a dolphin is eating the greenbacks, so too is a seagull, who catches a gust of wind when he sees me / a lofty escape, and he's suddenly gone / the waves crash upon the shore, another lonely year / will we make it, is there more to come / my windy frigid answer leaves things a little unclear / just know that something is coming - it's cold bitter bite, resolutely shaking the pier