1.  Dont give in to CRAVINGS ~  Put your MONEY into SAVINGS

2.  Make sure you have a PENSION ~ to reduce your OLD AGE TENSION !

3.  Always shop around ~ so the BEST DEALS can be found 

4.  Be WISE and dont be DAFT ~ Never have an OVERDRAFT !

5.  Credit Card BILLS ?  Pay monthly ~ for NO ILLS

6.  If you are SMART ~ use a Loyalty Card !

7.  If you*re WISE ~ You have got ~ A Rainy Day Pot 

8.  Always know Without Doubt ~ Balance of your ACCOUNT !

9.  PLEASE avoid lending CASH ~ others treat it like TRASH

10.  Unless theres a PERK ~ take your OWN LUNCH TO WORK !


Thanks for visiting ~ comments welcome ~ Love Angela & Brian ๐Ÿงก๐Ÿ’™๐Ÿงก๐Ÿ’™


If possible always stay in the BLACK ~ avoid the RED

We appreciate that the Salaries ~ Pensions & Savings

of MPS Members will vary greatly. Angela & I are fortunate

to have JOBS with a reasonable SALARY (but no BONUSES).

We have have had the OPPORTUNITY to Study hard and Work

hard to be in Secure Posts (PHYSIOTHERAPIST and A LECTURER

in APPLIED SCIENCE)  We really enjoy our JOBS and our JOINT 

INCOME (and SAVINGS) will enable us to purchase ACCOMMODATION

when we get married next YEAR !  We spend carefully & never waste MONEY !



  • Author: ANGELA & BRIAN (Pseudonym) (Offline Offline)
  • Published: September 28th, 2019 01:56
  • Category: Reflection
  • Views: 27
  • User favorite of this poem: Nafis Light.
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  • orchidee

    A wise write A&B. Oohh I know. I always go to the 99p shop. The ยฃ1 shop is far too expensive! Aww, why they call me 'tight'?! heehee.
    Is it true that one of these does not exist now?


      Yes Indeed UNCLE STEVE - Profit margins are very small in POUND SHOPS so one of them has gone to the WALL ! Brian & I were brought up in Middle Class Homes (A Newspaper Editor & A Wine Merchant !) so were both taught the value of every PESO ! We shop @ ALDI (You know it makes sense) and Dine @ the HUNGRY HORSE - Good Food - Good Value - Good Company ! I have a fixed BUDGET for Clothes and Brian for gadgets ELECTRONIC & BOOKS ! Brian wanted a BOOK on BIOCHEMISTRY (ยฃ40) he got one on line for ยฃ1 plus ยฃ2:50 postage ! Both our Families are keen we get on the Housing ladder (BRIAN has an option to BUY his flat which is near the College & The Hospital !) With our savings and an interest free loan from both our parents we can afford it ! We are 31 & 36 not 16 & 21. Despite CLIMATE CHANGE we intent to start a Family (DEO VOLENTES) in 2021 - AMEN

      Blessings to YOU & The BISHOP of BARKING
      Love in the SPIRIT Angela & Brian ๐Ÿงก๐Ÿ’™๐Ÿงก๐Ÿ’™๐Ÿงก

    • Nafis Light

      I checked online (just a bit) on these 'commandments on money' but it doesn't really feel like...disinterest, but in a huge is worth a lot when it comes to this poem.

      Probably it's because I know you in the sense that you always share a part of your life in your post or your comment.
      So when I read them, I do feel like...'bonding'?

      I was looking for something in regards to money that could work like 'motivational', but it always has to be something which I can relate myself to...and this is the first thing.

      An idea is to put this up on my wall...the wall of my room.

      • ANGELA & BRIAN

        Thanks J44 for a very encouraging response ! Angela & I are both TEACHERS (Physio & Applied Science) and we often find if we can reduce a difficult subject (like Budgetting) down to TEN DIGESTABLE RULES it makes it much easier to understand & remember ! Thats how Folk Lore flourished before writing or printing ! I have lots of MANTRAS & LISTS on my Walls as Aide Memoires and Conscience Prickers !

        Blessings & Peace & Joy to YOU & YOURS
        Yours BRIAN & ANGELA ๐Ÿ’™๐Ÿงก๐Ÿ’™๐Ÿงก๐Ÿ’™
        Please check our latest FUSION (Click on DEVELOPING)
        *A Country gets the Leaders it Deserves ~ Discuss !*

      • Clara

        Oh this was an enjoyable read. Turning a subject as serious and important as money management into a rhyme. Excellent... Thank you!

        • ANGELA & BRIAN

          Thanks CLARA ~ BRIAN here ! At College I run a Poetry Grouop for the Silver Surfers (Seniors 60+). I get them to put SERIOUS TOPICS like BUDGETTING ~ DIETING & EXERCISE etc into POETRY ! This makes these topics less scary & more understandable. Pleased you enjoyed it thanks for your supportive COMMENT

          Yours as always BRIAN & ANGELA
          ๐Ÿ’™ ๐Ÿงก ๐Ÿ’™ ๐Ÿงก ๐Ÿ’™

          • ANGELA & BRIAN

            Please chck on our latest FUSION
            Click on DEVELOPING ~ OK
            A Country gets the Leaders it Deserves ~ DISCUSS !

            Thanks A & B ๐Ÿงก๐Ÿ’™๐Ÿงก๐Ÿ’™๐Ÿงก

          • Mottakeenur Rehman

            Nice 1!!

            • ANGELA & BRIAN

              Thanks FRIEND ! As far as money is concerned we ALL need to be MASTERS of OUR OWN DESTINY ~ AMEN !

              Yours ANGELA ๐Ÿงก & BRIAN ๐Ÿ’™

            • Goldfinch60

              Yep, wise words. (I wonder if those white fivers are worth much now?)

              • ANGELA & BRIAN

                THNAKS UNCLE ANDY ~ Reminds me of a Great Uncle of mine who kept all his money in White Fivers unders his bed to avoid paying Tax ! Trouble is soemone broke in and it vanished without trace. I (BRIAN ) have always banjked with the NATWEST for the last 20 Years and have never had any problems and i know my Money is safe with them ! I always pay off my Credit Cards every Month. Angela has her own acount also with NATWEST ! Pleased you enjoyed the presntation !

                Blesings to YOU & JOYCE
                Love B & A XOXOX

                • Goldfinch60

                  You are just newbie with Natwest, I have been with them since the nineteen sixties. I don't have credit cards, if I can't afford it I don't get it.

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